Прочитайте продолжение их разговора. Каким образом Ханс и Андреас убеждают Ричарда попытаться снова?

Richard: Do you have to be so dependent on external finance? Can’t you finance part of your expansion internally?

Hans: My business is showing a good profit, but I haven’t had time to build up any reserves …

Richard: No, no, no, I was thinking of Mr. Tsoulas. You said the family business was worth half a million. Can’t you get any more out of it? Sell some property? Move some of your assets over here as collateral?Why not get some members of your family in as shareholders?

Hans: I’m afraid that would not be acceptable. We agreed on equal representation of German and Greek shareholders.

Andreas: Hans, I know how we can do it. We’ll put in for a government grant, and ask the bank for a short-term loan till it comes through.

Richard: Well, I can try, but …

Hans: He means a loan from a Greek bank.

Richard: Oh! Well, I’m sure we can fix it for you. I’ll put it up to region again, but we must repackage it somehow. Suppose, some of your trucks, which at the moment are registered in Greece, could be re-registered in the UK? That might persuade them.

3. Прочитайте текст о расширении бизнеса, заполните пропуски данными словами:

assets collateral

create rates

development finance

exploit holidays

grants qualify

loans reserves

Financing a growing business.

When an established company needs to ____a____ further expansion, it can often ____b____ its own internal resources. One way to do this is to use profit from previous years as capital; but Hans has not had time to build up any ____c____. Another way is to sell off some of the firm’s ____d____ for cash. Companies sometimes sell their own factories or offices and then lease them back from the buyer. If the company uses its assets as ____e____ for a bank loan, the bank will normally take a charge over the property.

New businesses, on the other hand, can often get government ____f____, particularly, if they are located in ____g____ areas. They may ____h____ for grants, or they may be eligible for tax ____i____, low-interest ____j____ or low-business ____k____ for a fixed number of years, or assistance with finding and training staff. In return, the company will ___l____ new jobs.

5. Найдите во втором и третьем диалогах слова или фразы, содержащие следующее:

1. Find other ways of getting money.

2. Richard partly agrees with head office that they should apply for a grant.

3. Hans is worried that the business he started may be taken over by Andreas’s family.

4. Richard is not very optimistic about the idea of a short-term loan.

5. Richard suddenly becomes more co-operative.

6. We have to present the application in a different way.

UNIT 5.

TIME IS YOUR BANK CREDIT

Imagine...

There is a bank that credits your account each morning with $86,400. It carries over no balance from day to day. Every morning; deletes whatever part of the balance you failed to use during the day. What would you do? Draw out ALL OF IT, of course!!! Each of us has such a bank. Its name is TlME. Every morning, it credits you with 86,400 seconds. Every night it writes off, as lost, whatever of this you have failed to invest to good purpose. It carries over no balance. It allows no overdraft. Each day it opens a new account for you.. Each night it burns the remains of the day. If you fail to use the day's deposits, the loss is yours. There is no going back. There is no drawing against the "tomorrow". You must, live in the present on today's deposits. Invest it so as to get from it the utmost in health, happiness and success! The clock is running. Make the most of today. To realize the value of ONE MONTH, ask amother who gave birth to a premature baby. To realize the value of ONE WEEK, ask the editor of a weekly newspaper. To realize the value of ONE HOUR, ask the lovers who are waiting to meet. To realize the value of ONE SECOND, ask a person who just avoided an accident. To realize the value of ONE MILLISECOND, ask the person who won a silver medal in the Olympics. Treasure every moment that you have! And treasure it more because you share it with someone special, special enough to spend your time. And remember that time waits for no one. Yesterday is history. Tomorrow is a mystery. Today is a gift. That's why it's called the present!!!

Прочитайте текст, найдите в нем экономические термины и переведите их.

Согласны ли вы с английской пословицей «Time is money»?

3. Ответьте на следующие вопросы:

1. How can we use this proverb according to economy?

2. How can time influence the economic growth.

UNIT6.

1. Запомните следующие слова и выражения:

opposite - противоположный

percentage - процент, процентное отношение

pose a question - ставить вопрос

poverty -бедность

provide - обеспечивать, снабжать