C. Information Technology (IT) d. Personnel or Human Resources e. Finance
f. Production g. Research and Development (R&D)
d) ТемаСоставьте “Company’s Profile”, т. е. описание компании, в которой вы хотите работать или уже работаете местной или международной в соответствии с планом, используйте слова и выражения в заданиях I и II:
1 The year of foundation. The founder’s name.
2 The company’s location. Headquarters location.
3. The company’s specialization. The type of the company ( the industrial sector )
4 The company’s structure. The number of subsidiaries (if it has)
5. The main company’s competitors
6 The range of products or services the company provides.
7 The dates of launching new products.
8. Who runs the company?
9 The number of departments.
10 The company’s creed.
11 The position you take with the company. Your duties.
3) Контрольная работа №3 (III семестр); выполнение одного варианта из пяти. Комментарии по выполнению контрольных работ смотри выше.
Контрольная работа № 3
по английскому языку для студентов экономических специальностей
заочного отделения
Вариант 1
III семестр
I. Прочитайте и переведите текст (устно).
BANK ACCOUNTS
There are two general reasons for using a bank account. The first and the most common is the convenience and safety provided by a current account at a bank. The second is that small available surpluses are saved, and for this purpose a bank provides a deposit account.
A deposit account will not offer a high interest rate and would not be the best way to save large sums of money for a long period of time, but it is aimed to make savings simple, convenient and safe. It is especially appropriate for those who wish to save for a particular purpose in the immediate future, for example for holidays.
Most customers of a bank who have opened a deposit account will also have a current account and this makes the money transfer from one to the other an easy matter. Regular payments into a deposit account can be made through a standing order to the bank which will automatically transfer the agreed amount according to your instructions. Interest is calculated every six months and added to the account. The interest rate varies from time to time and is advertised by any bank. If a customer wants to withdraw money from a deposit account, he is required to notify about this intention seven days before.
The increasing need for security and the use of computers in wage payments resulted in opening current accounts. A current account is commonly used for regular payment of weekly wages or a monthly salary and regular payments, for example electricity and telephone bills. It is normally expected that a current account will remain in balance, and customers who maintain an agreed minimum balance are often provided bank services free of charge.
If the account is overdrawn, a customer has to pay an interest rate from the overdrawn amount. Overdrafts are not permitted automatically and have to be agreed with the account manager.
II. Выберите правильный вариант ответа на вопросы к тексту.
1.What are the two main reasons for opening a bank account?
a) for irregular salary payments and withdrawals
b) for safety and savings
c) because of high interest from overdrafts and deposit accounts
2. What type of an account is used by those who want to save and to earn interest?
| a)current account b)public account c)deposit account |
3. What is a common use of current accounts?
a) to save money for a year
b) to provide security
c) to show profits and losses
III. Закончите предложения по содержанию прочитанного текста.
4. The interest from a deposit account is calculated ________.
a) every six months
b) once a year
c) every week
5. To withdraw the whole amount of money from the deposit account, a customer has to notify the bank _________.
| a) a day before | b) three weeks before | c) seven days before |
6. A current account could be used for________.
a) paying a stated sum of money to a person abroad
b) covering expenses due to customers’ instructions
c)obtaining high interest within a fixed period of time
IV. Подберите эквивалент к данному русскому слову или словосочетанию .
7. платежное поручение
| a) cash order | b) mail order | c) standing order |
8. снимать деньги со счета
| a) withdrawal | b) withdraw | c) withdrawn |
| 9. процентная ставка a) interest rate | b) percentage | c) percentage profit |
10. избыток, излишек
| a) surge | b) surplus | c) sufficient |
11. сумма денег
| a) summary | b) summation | c) amount |
12. информировать
| a)notify | b) information | c) informational |
13. рекламировать
| a) advertiser | b) advertisement | c) advertise |
V. Выберите соответствующее определение данным терминам.
| a) overdraft b) current account c) salary d) interest rate e) balance f) deposit account g) wages h) transfer |
14.to send money from one place to another
15.a bank accounton which a depositor earns interest
16.an amount remaining in an account
17.an amount which withdrawals are greater than the balance in an account
18.money that your employer pays you a month
19.a bank accounton which a customer receives no interest and withdraws
the money at any time
20.a percentage from the invested amount of money per period of time
21.money that employer pays you weekly or daily
VI. Прочитайте предложения и укажите соответствует ли данное утверждение действительности: если соответствует напишите после предложения T- true, если не соответствует то F- false, при этом письменно подтвердите ваш ответ примером из текста.
22.Money is easily transferable from a current to a deposit account.
23.The rate of interest on deposit accounts is fixed.
24.It is easier to get money from of a deposit account than from a current account.
VII. Выберите правильную видовременную форму глагола.
25. Prices ………… last year.
| a) rose | b) were risen | c) raised |
26. The Board of Directors……… just ……….the Managing Director.
| a) was appointed | b) appointed | c) has appointed |
27. Profits ………… by giving loans to customers.
| a) makes | b) made | c) are made |
28. The bank ……. currently………… the interest rate from savings.
| a) increases | b) is increasing | c) has been increased |
29. Money ………. for buying and selling goods.
| a) is used | b) are used | c) used |
VIII. Заполните пропуски предлогами.
30. I’ve worked for this bank ……….January
| a) for | b) since | c) during |
31. The interest rate from loans has been increased …… 3%.
| a) by | b) on | c) at |
32.The current balance …..your account is $1,182.
a)with b)from c)in
IX. Заполните пропуски прилагательным или наречием в нужной форме.
33. This company has achieved __________ results in production than the competitive one.
| a) the best | b) better | c) less good |
34. Last year taxes were………….. than this one.
| a) more higher | b) the highest | c) higher |
35. How ………… currency has been reserved by the Central Bank?
| a) many | b) much | c) big |
X. Переведите текст письменно.
The English commercial banks have branches in all the major towns. The owners are shareholders. The Chairman and the Board of Directors are elected by the ordinary shareholders at the Annual General Meeting, and they are responsible for the efficient management of the bank. Commercial banks raise funds through current and deposit accounts and use this money for loans and investments. The banks must use these funds wisely to make a profit, and on the other hand, funds have to be available for depositors to withdraw when they wish to do so.
At the end of each year the Directors recommend and the Annual General Meeting decides how much of the profit should be distributed to the shareholders as dividends and how much should be retained in the business. When preparing for the Annual General Meeting, a bank publishes its annual accounts. These must be sent to every shareholder. From the published accounts shareholders can easily determine the total profits the bank has earned and how much interest will be paid in dividends.
Контрольная работа №3
по английскому языку для студентов экономических специальностей
заочного отделения
Вариант 2
III семестр
I. Прочитайте и переведите текст (устно).
THE BANK OF ENGLAND
The reason for which the Bank of England was founded in 1694 was to look after the Government’s debt, commonly called the National Debt. A large proportion of the debt is made up by the government bonds, that is, pieces of paper stating the amount of money owing to the holder with the fixed interest per year which the bondholder is entitled to. Two world wars led to the issue of bonds worth £40,000 million. Another sizable part of debt is in the form of Treasury bills which are rather like bonds with a very short life span before the government buys them back and so repays the loan. Their purpose is to provide the government with day-to-day money to spend, for e.g. on unemployment benefits. The third type of debt is National Saving Securities, to which premium bonds can be referred.
The Bank of England is the source from which the general public can obtain cash. Other English banks used to issue their own notes, but now they all use the Bank of England notes. Scottish banks have continued to issue their own notes under the control of the Central Bank of England.
The Bank also looks after the Government’s bank account, just like an ordinary bank does for its customers. All tax receipts and money transfers from various banks go into this account, and all payments go out of it. All the important institutions in the City keep accounts at the Central bank, so money transfers between them and government are made easily. The Bank debits one account and credits another. The Bank also holds accounts for important international institutions like the World Bank.
The Exchange Equalization Account is the name of the fund, in which the country’s gold and foreign currency reserves are held. The fund managers have to protect the external value of sterling against upward and downward swings.
II. Выберите правильный вариант ответа на вопросы к тексту.
1.Why was the Bank of England founded?
a) to change currency
b) to give financial advice
c) to look after the government’s loans
2.What type of securities make up the National debt?
a)current shares
b)bonds and Treasury bills
c)vouchers
3. What accounts does the Bank of England look after?
a) customers’ current accounts
b) interest bearing accounts
c) government’s accounts
III. Закончите предложения по содержанию прочитанного текста.
4. The Exchange Equalization Account is the name of the fund, which is used ________.
a) to buy and sell gold and foreign currencies
b) to support all the financial institutions
c) to create the country’s reserves
5. All tax receipts and money transfers go into _________.
| a) charity | b) the government’s account | c) the bank vaults |
6. The British government issued bonds ________.
a) worth £40,000 million b) worth £40000 c) worth £140000
IV. Подберите эквивалент к данному русскому слову или словосочетанию .
7. быть должным
| a) own | b)borrow | c) owe |
8. казначейский вексель
| a) bill of exchange | b) Treasury bill | c) bill of debt |
| 9. облигация выигрышного a) public bond | займа b) passive bond | c) premium bond |
10. валютный уравнительный счет
| a) exchange equalization account | b) currency account | c) debit account |
11. выпускать деньги, акции, облигации
| a) print | b) issue | c) publish |
12. сумма, записанная на приход
| a)credit | b) debit | c) balance |
13. пособие по безработице
| a) one time grant | b) unemployment aids | c) unemployment benefit |
V. Выберите соответствующее определение данным терминам.
| a) loan b) cash c)securities d) bond e) to debit an account f) life span g) fixed interest h) tax receipts |
14.shares, bonds and other certificates that you buy to earn regular interest from them
15.a period of time between two dates when the document is valid
16.to take/withdraw money from an account and pay it to someone else
17. a document issued by the government borrowing money from the public
18.a sum of money that you borrow
19.a payment of money legally demanded by the government to meet public expenses
20.an unchangeable percentage from the invested amount of money per period of time
21.money in the form of notes and coins
VI. Прочитайте предложения и укажите соответствует ли данное утверждение действительности: если соответствует напишите после предложения T- true, если не соответствует то F- false, при этом письменно подтвердите ваш ответ примером из текста.
22.TheBank of England was founded to look after the debts of ordinary shareholders.
23.All the important institutions in the City hold their accounts at the Bank of England.
24.Every English bank issues its own notes.
VII. Выберите правильную видовременную форму глагола.
25.This Treasury Bill ……… already……… by the government.
| a) was repaid | b) has been repaid | c) will be repaid |
26. The Bank of England ………… in 1694.
| a) established | b) had been established | c) was established |
27. The Bank of England ……… notes and different types of securities.
| a) issues | b) is issuing | c) is issued |
28. The bank ……. currently………… the interest rate from savings.
| a) increases | b) is increasing | c) has been increased |
29. The Government debt …………….by issuing bonds, Treasury bills and National Savings securities.
| a) makes | b) made | c) is made |
VIII. Заполните пропуски предлогами.
30. I’ve worked for this bank ……… two years.
| a) for | b) since | c) during |
31. The Bank of England looks …….. the government’s finance and monetary policy.
| a) for | b) after | c) at |
32.The government owes money …… a bondholder.
a)withb)connected withc)to
IX. Заполните пропуски прилагательным или наречием в нужной форме.
33. This year was ……….. for the external value of dollar.
| a) as bad as | b) the worst | c) worse |
34. How ……… gold has been bought by the Exchange Equalization Account?
| a) many | b) little | c) much |
35. The Treasury bill has much …….. life span than a bond.
| a) shortest | b) short | c) shorter |
X. Переведите текст письменно.
It’s easier to pay by credit cards than paying for everything by cash, especially as many employers pay wages straight into the bank account. But if you want to use cash you can get it by using a special card with a private code. It saves a lot of time. Similar equipment linked to the bank computers is available in the shops as well. By using special terminals customers are able to pay for their purchases by transferring money directly from their bank account to the shops. The customers can deal with the number of different transactions at the same time.
When you go abroad, the bank provides foreign currency or traveller’s checks which are accepted by foreign banks, hotels, shops in all the countries of the world. If the checks are stolen or lost, but the holder has kept a note of a serial number, then the bank will replace the traveller’s checks. But holidays abroad are very expensive and customers have to save up money on the deposit account. This system is much better than a piggy bank, because the bank pays you for looking after your money. The money the bank pays to the customer is called interest.
Контрольная работа №3
по английскому языку для студентов экономических специальностей
заочного отделения
Вариант 3
III семестр
SECURITIES MARKET
Securities are bought and sold in securities markets of two types: primary markets, which issue new securities, and secondary markets, where previously issued securities are bought and sold. If a company wants to sell a new issue of shares or bonds, it usually negotiates with an investment bank, or underwriter, who sells the securities for it. The underwriter buys the securities from the corporation and resells them to the individual investor through the secondary market.
Organized stock exchanges have developed to make the buying and selling shares easier. The stock exchanges consist of the individual investors, brokers, and intermediaries, who deal in the purchase and sale of securities. Stock exchanges do not buy or sell securities; they simply provide the place and services for the brokers who buy and sell.
Stock transactions are handled by a stockbroker. A stockbroker buys and sells securities for clients. Stockbrokers act on the client’s orders. Stockbrokers receive a fee and are associated with a brokerage house. To trade on the exchange, a ‘seat’ must be purchased. A seat is a membership. The members represent stockbrokers. When a stockbroker calls in order to sell, the member representing that broker looks for a buyer at the price requested. When a broker calls in order to buy, the exchange member looks for a seller at the price offered.
The largest and best known exchange in the USA is the New York Stock Exchange (NYSE) also called the “Big Board”. There are 1300 seats on the NYSE, and approximately 2000 shares and 3400 bonds are traded daily. In order to be listed on the NYSE, a firm has to meet the following requirements:
1. Pretax earnings of at least $2.5 million in the previous year.
2. Tangible assets of at least $16 million.
3. At least 1 million shares held.
II. Выберите правильный вариант ответа на вопросы к тексту.
1.What kind of place is a stock exchange?
a) a market where food and other goods are bought and sold
b) a place where shares and bonds are changed
c) an organized market where securities are bought and sold under fixed rules
2. What guarantee is given by a bank being an underwriter?
| a) to sign securities b) to buy a new issue of shares that is not bought by the public and resell it c)to pay the cost of shares that are not sold to the public |
3. What services are provided by a member representing a stockbroker?
a) paying commissions
b) doing transactions with other brokers
c) finding buyers and sellers of securities at the stated prices
III. Закончите предложения по содержанию прочитанного текста.
4. “Big Board” is the name of ________.
a) the first largest American stock exchange located in New York
b) the second largest stock exchange in the USA
c) a regional stock exchange
5. A firm is not allowed to be listed on the NYSE if _________.
| a) pretax profit was at least $2.5 million a year before b) tangible assets amount to $16 million c) it holds less than 1 million shares |
6. Nearly 2000 shares and 3400 bonds are bought and sold on the NYSE ________.
a) annually
b) every day
c)weekly
IV. Подберите эквивалент к данному русскому слову или словосочетанию .
7. первичный рынок ценных бумаг
| a) secondarymarket | b) primary market | c) single market |
8. поручитель, гарантирующий размещение ценных бумаг
| a) underwriter | b) stockbroker | c) dealer | ||
| 9. фондовая биржа a) stock exchange | b) securities market | c) brokerage house | ||
| 10. посредник a) member | b) middle manager | c) intermediary | ||
11. ценные бумаги
| a) valuable papers | b) securities | c) banknotes |
12. регистрировать акции на бирже
| a)to list shares | b) to issue shares | c) to trade shares |
13. материальные активы, реальный основной капитал, основные фонды
| a) intangible assets | b) share capital | c) tangible assets |
V. Выберите соответствующее определение данным терминам.
| b) share b) pretax earnings c) stockbroker d) bond e) fee f) secondary market g) brokerage house h) membership |
14.a payment or commissions for professional advice or some special services
15.a particular part or portion into which the company’s capitalis divided
16.the state of being a member of an organization or a company
17.total income, before tax is deducted
18. the market for previously issued shares
19.a document issued by the government or a company borrowing money from the public and stating the amount of debt and the interest to be paid at a certain time
20.a firm or company that carries on the business of brokers
21.a broker who is employed by his clients to buy and sell and securities in return for commissions
VI. Прочитайте предложения и укажите соответствует ли данное утверждение действительности: если соответствует напишите после предложения T- true, если не соответствует то F- false, при этом письменно подтвердите ваш ответ примером из текста.
22.Securities of a new issue are bought and sold in the secondary market.
23.Stock exchanges were founded to facilitate the process of buying and selling shares.
24.A broker has to purchase a uniform to trade on the stock exchange.
VII. Выберите правильную видовременную форму глагола.
25. A stock exchange ……… services and a place for brokers.
| a) is providing | b) is provided | c) provides |
26. Securities…… regularly …… … …… by the underwriter through the secondary market.
| a) resold and bought | b) are resold and bought | c) sell and buy |
27. The stockbroker ……………. commissions yet.
| a) has charged | b) hasn’t charged | c) doesn’t charge |
28. After the Second World War the government …… lots of bonds to raise funds for the restoration of the economy.
| a) issued | b) issues | c) had issued |
29. Dividends on Shell Oil shares ……….constantly ………….
| a) increase | b) are increased | c)are being increased |
VIII. Заполните пропуски предлогами.
30. A member has to look …… a buyer if a broker wants to sell shares.
| a) for | b) after | c) at |
31. A client has to refer to a stockbroker …… order to buy or sell securities.
| a) at | b) on | c) in |
32.The shares were resold ……higher prices.
a)for b)with c)at
IX. Заполните пропуски прилагательным или наречием в нужной форме.
33. The company has issued much _______ bonds than a year before.
| a) the most | b) more | c) many |
34. Pretax earnings grow ……….
| a) gradually | b) gradual | c) more gradual |
35. Common stocks of oil extracting companies take the ……. risk.
| a) little | b) the least | c) more little |
X. Переведите текст письменно.
Preferred stock is a stock which bears some resemblance to a bond. A preferred stockholder is entitled to dividends at a specified rate, and these dividends must be paid before any dividends can be paid on the company’s common stock. In most cases a preferred dividend is cumulative, which means if it isn’t paid in a given year, it is owed by the company to the preferred stockholder. If the corporation is sold or liquidates, the preferred stockholders have a claim on a certain portion of the assets ahead of the common stockholders. Many preferred stocks are listed for trading on NYSE and other exchanges. For the individual buyer, a bond may often be a better buy. Unlike a stock, a bond is evidence not of ownership, but of a loan to a company or to a government. It is a debt obligation. When you buy a corporation bond, you have bought a portion of a large loan and your rights are those of a lender. You are entitled to interest payments at a specified rate and to repayment of the full amount of the bond at the specified date. Many corporate bonds are traded on the NYSE, and newspapers carry a separate daily table showing bond trading.
Контрольная работа № 3
по английскому языку для студентов экономических специальностей
заочного отделения
Вариант 4
III семестр
I. Прочитайте и переведите текст (устно).
IMPORT AND EXPORT
An import/export transaction usually requires a lot of complicated documentation. Many different arrangements have to be made and this can be difficult when one firm is dealing with another firm on the other side of the world.
Many specialists may be involved, including:
1. A shipping agent or a freight forwarder (forwarding agent) who takes responsibility for the documentation and arranges for the goods to be delivered by air, sea, rail or road. These services may be also carried out by the supplier’s own export department, if they have the expertise.
2. Airlines, shipping lines, railways or road haulage firms to transport the goods.
3. Both the importer’s and the exporter’s banks will be involved in arranging payments if a letter of credit or bill of exchange is used.
4. The Customs officer who may examine the goods, check import or export licences and charge duty and/or VAT.
5. The manufacture or the Chamber of Commerce to issue a Certificate of Origin, if this is required by the importer’s country.
6. An insurance company to insure goods in transit.
7. A lawyer if a special contract has to be drawn up.
Different documents may be needed, for example: Bill of Lading, Dangerous Goods Notes, Shipping note, Certificate of Insurance an etc.
Many import or export deals are arranged through an exporter’s agent or a distributor abroad – in this case the importer buys from a company in his own country and this company imports the goods. Alternatively, the deal may be arranged through the importer’s buying agent or a buying house acting for the importer, or through an export house based in the exporter’s country.
Prices for export may be quoted in the buyer’s currency, the seller’s currency or in the third “hard” currency (e.g. US dollars or Euro). The price quoted always indicates the terms of delivery, which conform to the international standard Incoterms.
II. Выберите правильный вариант ответа на вопросы к тексту.
1.What shipping companies are involved in exporting and importing goods?
a) international carriers transporting documents
b) passengers’ airlines
c) haulage firms and forwarding agents
2. What document should be prepared by the producer?
| a)Certificate of Origin b)Certificate of Insurance c)Dangerous Goods Note |
3.Who arranges the deals between the exporters and the importers?
a) multi-distributors
b) local experts
c) exporter’s and importer’s buying agents
III. Закончите предложения по содержанию прочитанного текста.
4. Goods and export licences are examined by the ________.
a) policeman
b) customs officer
c) flight attendant
5. Prices quoted by the exporter always state_________.
| a) the terms of delivery | b) operating costs | c) customs duties |
6. Transported goods should be insured by the________.
a) haulage company
b) insurance company
c)supply and sale agency
IV. Подберите эквивалент к данному русскому слову или словосочетанию .
7. соответствовать
| a) to confirm | b) to confront to | c) to conform to |
8.приготовление, подготовка
| a) arraignment | b) arrangements | c) arrange | |||
| 9. вовлекать, включать в себя, заключаться a) to include b) to conclude c) to involve | c) | ||||
10. квалификация, компетентность, опыт
| a) expertise | b) skill | c) qualities |
11. НДС (налог на добавленную стоимость)
| a) VA | b) VAT | c) VIP |
12. коносамент, транспортная накладная
| a) bill of lading | b) bill of goods | c) bill of exchange |
13.погрузочный ордер, накладная
| a) transfer note | b) bought note | c) shipping note |
V. Выберите соответствующее определение данным терминам.
| a) export agent b) to charge duties c) letter of credit d) hard currency e) a certificate of origin f) quote the price g) transaction h) haulage firm |
14.currency which is unlikely to fall in value
15.the action or process of buying or selling something
16.a letter from one bank to another by which a customer named in the letter
is given the right to obtain money
17.to set the price
18.a carrier who arranges special contracts with producers and dealers
for the carriage of their goods
19.an agent who represents a home manufacturer in a stated foreign market
20.to ask to pay taxes to the governmenton goods that you buy
21.a formal declaration stating the name of the country in which certain goods
have been manufactured
VI. Прочитайте предложения и укажите соответствует ли данное утверждение действительности: если соответствует напишите после предложения T- true, если не соответствует то F- false, при этом письменно подтвердите ваш ответ примером из текста.
22.Banks never arrange payments between importers and exporters.
23.Not only a shipping agent but a supplier’s export department can prepare all the shipping documents and arrange their carriage.
24.It’s very easy to conduct all export/import transactions.
VII. Выберите правильную видовременную форму глагола.
25. The contract of shipment …………by the 5th of May.
| a) will have been signed | b) will be signed | c) is signed |
26. This haulage firm ……currently ……….the consignment of sportswear from Adidas.
| a) was transporting | b) transports | c) is transporting |
27. The ship ………just …….at the port of discharge.
| a) will arrive | b)arrived | c) has arrived |
28. Prices for goods delivery …….…… in hard currency by the forwarder.
| a) are set | b) set | c) are being set |
29. Money ………. for buying and selling goods.
| a) are used | b) is used | c) used |
VIII. Заполните пропуски предлогами.
30. The transaction will have been carried ……… by the end of the week.
| a) over | b) on | c) out |
31. Tariffs and quotas are set to protect producers …… the home market.
| a)on | b) in | c) at |
32.Banks deal ….. accounts arrangement.
a)with b)from c)in
IX. Заполните пропуски прилагательным или наречием в нужной форме.
33. This company has achieved __________ results in production than the competitive one.
| a) the best | b) better | c) less good |
34. Last year taxes were………….. than this one.
| a) more higher | b) the highest | c) higher |
35. How ………… currency has been reserved by the Central Bank?
| a) many | b) much | c) big |
X. Переведите текст письменно.
International trade is the exchange of goods and services between different countries. Depending on what the country produces and needs, it can export (send goods to another country) and import (bring in goods for another country).
Governments can control international trade. The most common measures are tariffs (or duties) and quotas. A tariff is a tax on imported goods, and a quota is a maximum quantity of a product allowed into a country during a certain period of time. These measures are protectionist as they raise the price of imported goods to protect domestically produced goods.
International organisations such as the WTO (World Trade Organisation) and EFTA (European Trade Association) regulate tariffs and reduce trade restrictions between member countries.
In 1957, the European Economic Community (EEC) was founded in order to create a common market in which tariffs and quotas between member countries would be progressively eliminated. The six original member countries were Belgium, France, Italy, Luxemburg, the Netherlands and West Germany.