Продолжение приложения 2

Годы	Годовая ставка
16%	17%	18%	19%	20%	21%	22%	23%	24%	25%	26%	27%	28%	29%	30%
	0,862	0,855	0,847	0,840	0,833	0,826	0,820	0,813	0,806	0,800	0,794	0,787	0,781	0,775	0,769
	0,743	0,731	0,718	0,706	0,694	0,683	0,672	0,661	0,650	0,640	0,630	0,620	0,610	0,601	0,592
	0,641	0,624	0,609	0,593	0,579	0,564	0,551	0,537	0,524	0,512	0,500	0,488	0,477	0,466	0,455
	0,552	0,534	0,516	0,499	0,482	0,467	0,451	0,437	0,423	0,410	0,397	0,384	0,373	0,361	0,350
	0,476	0,456	0,437	0,419	0,402	0,386	0,370	0,355	0,341	0,328	0,315	0,303	0,291	0,280	0,269
	0,410	0,390	0,370	0,352	0,335	0,319	0,303	0,289	0,275	0,262	0,250	0,238	0,227	0,217	0,207
	0,354	0,333	0,314	0,296	0,279	0,263	0,249	0,235	0,222	0,210	0,198	0,188	0,178	0,168	0,159
	0,305	0,285	0,266	0,249	0,233	0,218	0,204	0,191	0,179	0,168	0,157	0,148	0,139	0,130	0,123
	0,263	0,243	0,225	0,209	0,194	0,180	0,167	0,155	0,144	0,134	0,125	0,116	0,108	0,101	0,094
	0,227	0,208	0,191	0,176	0,162	0,149	0,137	0,126	0,116	0,107	0,099	0,092	0,085	0,078	0,073
	0,195	0,178	0,162	0,148	0,135	0,123	0,112	0,103	0,094	0,086	0,079	0,072	0,066	0,061	0,056
	0,168	0,152	0,137	0,124	0,112	0,102	0,092	0,083	0,076	0,069	0,062	0,057	0,052	0,047	0,043
	0,145	0,130	0,116	0,104	0,093	0,084	0,075	0,068	0,061	0,055	0,050	0,045	0,040	0,037	0,033
	0,125	0,111	0,099	0,088	0,078	0,069	0,062	0,055	0,049	0,044	0,039	0,035	0,032	0,028	0,025
	0,108	0,095	0,084	0,074	0,065	0,057	0,051	0,045	0,040	0,035	0,031	0,028	0,025	0,022	0,020
	0,093	0,081	0,071	0,062	0,054	0,047	0,042	0,036	0,032	0,028	0,025	0,022	0,019	0,017	0,015
	0,080	0,069	0,060	0,052	0,045	0,039	0,034	0,030	0,026	0,023	0,020	0,017	0,015	0,013	0,012
	0,069	0,059	0,051	0,044	0,038	0,032	0,028	0,024	0,021	0,018	0,016	0,014	0,012	0,010	0,009
	0,060	0,051	0,043	0,037	0,031	0,027	0,023	0,020	0,017	0,014	0,012	0,011	0,009	0,008	0,007
	0,051	0,043	0,037	0,031	0,026	0,022	0,019	0,016	0,014	0,012	0,010	0,008	0,007	0,006	0,005
	0,024	0,020	0,016	0,013	0,010	0,009	0,007	0,006	0,005	0,004	0,003	0,003	0,002	0,002	0,001
	0,012	0,009	0,007	0,005	0,004	0,003	0,003	0,002	0,002	0,001	0,001	0,001	0,001	0,000	0,000

Приложение 3

Коэффициенты будущей стоимости

Годы	Годовая ставка
1%	2%	3%	4%	5%	6%	7%	8%	9%	10%	11%	12%	13%	14%	15%
	1,010	1,020	1,030	1,040	1,050	1,060	1,070	1,080	1,090	1,100	1,110	1,120	1,130	1,140	1,150
	1,020	1,040	1,061	1,082	1,102	1,124	1,145	1,166	1,188	1,210	1,232	1,254	1,277	1,300	1,323
	1,030	1,061	1,093	1,125	1,158	1,191	1,225	1,260	1,295	1,331	1,368	1,405	1,443	1,482	1,521
	1,041	1,082	1,126	1,170	1,216	1,262	1,311	1,360	1,412	1,464	1,518	1,574	1,630	1,689	1,749
	1,051	1,104	1,159	1,217	1,276	1,338	1,403	1,469	1,539	1,611	1,685	1,762	1,842	1,925	2,011
	1,062	1,126	1,194	1,265	1,340	1,419	1,501	1,587	1,677	1,772	1,870	1,974	2,082	2,195	2,313
	1,072	1,149	1,230	1,316	1,407	1,504	1,606	1,714	1,828	1,949	2,076	2,211	2,353	2,502	2,660
	1,083	1,172	1,267	1,369	1,477	1,594	1,718	1,851	1,993	2,144	2,305	2,476	2,658	2,853	3,059
	1,094	1,195	1,305	1,423	1,551	1,689	1,838	1,999	2,172	2,358	2,558	2,773	3,004	3,252	3,518
	1,105	1,219	1,344	1,480	1,629	1,791	1,967	2,159	2,367	2,594	2,839	3,106	3,395	3,707	4,046
	1,116	1,243	1,384	1,539	1,710	1,898	2,105	2,332	2,580	2,853	3,152	3,479	3,836	4,226	4,652
	1,127	1,268	1,426	1,601	1,796	2,012	2,252	2,518	2,813	3,138	3,498	3,896	4,335	4,818	5,350
	1,138	1,294	1,469	1,665	1,886	2,133	2,410	2,720	3,066	3,452	3,883	4,363	4,898	5,492	6,153
	1,149	1,319	1,513	1,732	1,980	2,261	2,579	2,937	3,342	3,797	4,310	4,887	5,535	6,261	7,076
	1,161	1,346	1,558	1,801	2,079	2,397	2,759	3,172	3,642	4,177	4,785	5,474	6,254	7,138	8,137
	1,173	1,373	1,605	1,873	2,183	2,540	2,952	3,426	3,970	4,595	5,311	6,130	7,067	8,137	9,358
	1,184	1,400	1,653	1,948	2,292	2,693	3,159	3,700	4,328	5,054	5,895	6,866	7,986	9,276	10,760
	1,196	1,428	1,702	2,026	2,407	2,854	3,380	3,996	4,717	5,560	6,544	7,690	9,024	10,580	12,380
	1,208	1,457	1,754	2,107	2,527	3,026	3,617	4,316	5,142	6,116	7,263	8,613	10,200	12,060	14,230
	1,220	1,486	1,806	2,191	2,653	3,207	3,870	4,661	5,604	6,727	8,062	9,646	11,520	13,740	16,370
	1,282	1,641	2,094	2,666	3,386	4,292	5,427	6,848	8,623	10,830	13,590	17,000	21,230	26,460	32,920
	1,348	1,811	2,427	3,243	4,322	5,743	7,612	10,060	13,270	17,450	22,890	29,960	39,120	50,950	66,210

Продолжение приложения 3

Годы	Годовая ставка
16%	17%	18%	19%	20%	21%	22%	23%	24%	25%	26%	27%	28%	29%	30%
	1,160	1,170	1,180	1,190	1,200	1,210	1,220	1,230	1,240	1,250	1,260	1,270	1,280	1,290	1,300
	1,346	1,369	1,392	1,416	1,440	1,464	1,488	1,513	1,538	1,563	1,588	1,613	1,638	1,664	1,690
	1,561	1,602	1,643	1,685	1,728	1,772	1,816	1,861	1,907	1,953	2,000	2,048	2,097	2,147	2,197
	1,811	1,874	1,939	2,005	2,074	2,144	2,215	2,289	2,364	2,441	2,520	2,601	2,684	2,769	2,856
	2,100	2,192	2,288	2,386	2,488	2,594	2,703	2,815	2,932	3,052	3,176	3,304	3,436	3,572	3,713
	2,436	2,565	2,700	2,840	2,986	3,138	3,297	3,463	3,635	3,815	4,002	4,196	4,398	4,608	4,827
	2,826	3,001	3,185	3,379	3,583	3,797	4,023	4,259	4,508	4,768	5,042	5,329	5,629	5,945	6,275
	3,278	3,511	3,759	4,021	4,300	4,595	4,908	5,239	5,590	5,960	6,353	6,768	7,206	7,669	8,157
	3,803	4,108	4,435	4,785	5,160	5,560	5,987	6,444	6,931	7,451	8,005	8,595	9,223	9,893	10,600
	4,411	4,807	5,234	5,695	6,192	6,728	7,305	7,926	8,594	9,313	10,090	10,920	11,810	12,760	13,790
	5,117	5,624	6,176	6,777	7,430	8,140	8,912	9,749	10,660	11,640	12,710	13,860	15,110	16,460	17,920
	5,936	6,580	7,288	8,064	8,916	9,850	10,870	11,990	13,210	14,550	16,010	17,610	19,340	21,240	23,300
	6,886	7,699	8,599	9,596	10,700	11,920	13,260	14,750	16,390	18,190	20,180	22,360	24,760	27,390	30,290
	7,988	9,007	10,150	11,420	12,840	14,420	16,180	18,140	20,320	22,740	25,420	28,400	31,690	35,340	39,370
	9,266	10,540	11,970	13,590	15,410	17,450	19,740	22,310	25,200	28,420	32,030	36,060	40,560	45,590	51,190
	10,750	12,330	14,130	16,170	18,490	21,110	24,090	27,450	31,240	33,530	40,360	45,800	51,920	58,810	66,540
	12,470	14,430	16,670	19,240	22,190	25,550	29,380	33,760	38,740	44,410	50,850	58,170	66,460	75,860	86,500
	14,460	16,880	19,670	22,900	26,620	30,910	35,850	41,520	48,040	55,510	64,070	73,870	85,070	97,860	112,500
	16,780	19,750	23,210	27,250	31,950	37,400	43,740	51,070	59,570	69,390	80,730	93,810	108,900	126,200	146,200
	19,460	23,110	27,390	32,430	38,340	45,260	53,360	62,820	73,860	86,740	101,700	119,100	139,400	162,900	190,000
	40,870	50,660	62,670	77,390	95,400	117,400	144,200	176,900	216,500	264,700	323,000	393,600	478,900	581,800	705,600
	85,850	111,100	143,400	184,700	237,400	304,500	389,800	497,900	634,800	807,800

Приложение 4

Коэффициенты аннуитета

Годы	Годовая ставка
1%	2%	3%	4%	5%	6%	7%	8%	9%	10%	11%	12%	13%	14%	15%
	0,990	0,980	0,971	0,962	0,952	0,943	0,935	0,926	0,917	0,909	0,901	0,893	0,885	0,877	0,870
	1,970	1,942	1,913	1,886	0,859	1,833	1,808	1,783	1,759	1,736	1,713	1,690	1,668	1,647	1,626
	2,941	2,884	2,829	2,775	2,723	2,673	2,624	2,577	2,531	2,487	2,444	2,402	2,361	2,322	2,283
	3,902	3,808	3,717	3,630	3,546	3,465	3,387	3,312	3,240	3,170	3,102	3,037	2,974	2,914	2,855
	4,853	4,713	4,580	4,452	4,329	4,212	4,100	3,993	3,890	3,791	3,696	3,605	3,517	3,433	3,352
	5,795	5,601	5,417	5,242	5,076	4,917	4,767	4,623	4,486	4,355	4,231	4,111	3,998	3,889	3,784
	6,728	6,472	6,230	6,002	5,786	5,582	5,389	5,206	5,033	4,868	4,712	4,564	4,423	4,288	4,160
	7,652	7,325	7,020	6,733	6,463	6,210	5,971	5,747	5,535	5,335	5,146	4,968	4,799	4,639	4,487
	8,566	8,162	7,786	7,453	7,108	6,802	6,515	6,247	5,995	5,759	5,537	5,328	5,132	4,946	4,772
	9,471	8,983	8,530	8,111	7,722	7,360	7,024	6,710	6,418	6,145	5,889	5,650	5,426	5,216	5,019
	10,370	9,787	9,253	8,760	8,306	7,887	7,499	7,139	6,805	6,495	6,207	5,938	5,687	5,453	5,234
	11,260	10,580	9,954	9,385	8,863	8,384	7,943	7,536	7,161	6,814	6,492	6,194	5,918	5,660	5,421
	12,130	11,350	10,630	9,986	9,394	8,853	8,358	7,904	7,487	7,103	6,750	6,424	6,122	5,842	5,583
	13,000	12,110	11,300	10,560	9,899	9,295	8,745	8,244	7,786	7,367	6,982	6,628	6,302	6,002	5,724
	13,870	12,850	11,940	11,120	10,380	9,712	9,108	8,559	8,061	7,606	7,191	6,811	6,462	6,142	5,847
	14,720	13,580	12,560	11,650	10,840	10,110	9,447	8,851	8,313	7,824	7,379	6,974	6,604	6,265	5,954
	15,560	14,290	13,170	12,170	11,270	10,480	9,763	9,122	8,544	8,022	7,549	7,120	6,729	6,373	6,047
	16,400	14,990	13,750	12,660	11,690	10,830	10,060	9,372	8,756	8,201	7,702	7,250	6,840	6,467	6,128
	17,230	15,680	14,320	13,130	12,090	11,160	10,340	9,604	8,950	8,365	7,839	7,366	6,938	6,550	6,198
	18,050	16,350	14,880	13,590	12,460	11,470	10,590	9,818	9,129	8,514	7,963	7,469	7,025	6,623	6,259
	22,020	19,520	17,410	15,620	14,090	12,780	11,650	10,670	9,823	9,077	8,422	7,843	7,330	6,873	6,464
	25,810	22,400	19,600	17,290	15,370	13,760	12,410	11,260	10,270	9,427	8,694	8,055	7,496	7,003	6,566

Продолжение приложения 4

Годы	Годовая ставка
16%	17%	18%	19%	20%	21%	22%	23%	24%	25%	26%	27%	28%	29%	30%
	0, 862	0,855	0,847	0,840	0,833	0,826	0,820	0,813	0,806	0,800	0,794	0,787	0,781	0,775	0,769
	1,605	1,585	1,566	1,547	1,528	1,509	1,492	1,474	1,457	1,440	1,424	1,407	1,392	1,376	1,361
	2,246	1,210	2,174	2,140	2,106	2,027	2,042	2,011	1,981	1,952	1,923	1,896	1,868	1,842	1,816
	2,798	2,743	2,690	2,639	2,589	2,540	2,494	2,448	2,404	2,362	2,320	2,280	2,241	2,203	2,166
	3,274	3,199	3,127	3,058	2,991	2,926	2,864	2,803	2,745	2,689	2,635	2,583	2,532	2,483	2,436
	3,685	3,589	3,498	3,410	3,326	3,245	3,167	3,092	3,020	2,951	2,885	2,821	2,759	2,700	2,643
	4,039	3,922	3,812	3,706	3,605	3,508	3,416	3,327	3,242	3,161	3,083	3,009	2,937	2,868	2,802
	4,344	4,207	4,078	3,954	3,837	3,726	3,619	3,518	3,421	3,329	3,241	3,156	3,076	2,999	2,925
	4,605	4,451	4,303	4,163	4,031	3,905	3,786	3,673	3,566	3,463	3,366	3,273	3,184	3,100	3,019
	4,833	4,659	4,494	4,339	4,192	4,054	3,923	3,799	3,682	3,571	3,465	3,364	3,269	3,178	3,092
	5,029	4,836	4,656	4,486	4,327	4,177	4,035	3,902	3,776	3,656	3,543	3,437	3,335	3,239	3,147
	5,197	4,988	4,793	4,611	4,439	4,278	4,127	3,985	3,851	3,725	3,606	3,793	3,385	3,286	3,190
	5,342	5,118	4,910	4,715	4,533	4,362	4,203	4,053	3,912	3,780	3,656	3,538	3,427	3,322	3,223
	5,468	5,229	5,008	4,802	4,611	4,432	4,265	4,108	3,962	3,824	3,695	3,573	3,459	3,351	3,249
	5,575	5,324	5,092	4,876	4,675	4,489	4,315	4,153	4,001	3,859	3,726	3,601	3,483	3,373	3,268
	5,668	5,405	5,162	4,938	4,730	4,536	4,357	4,189	4,033	3,887	3,751	3,623	3,503	3,390	3,283
	5,749	5,475	5,222	4,990	4,775	4,576	4,391	4,219	4,059	3,910	3,771	3,640	3,518	3,403	3,295
	5,818	5,534	5,273	5,033	4,812	4,608	4,419	4,243	4,080	3,928	3,786	3,654	3,529	3,413	3,304
	5,877	5,584	5,316	5,070	4,843	4,635	4,442	4,263	4,097	3,942	3,799	3,664	3,539	3,421	3,311
	5,929	5,628	5,353	5,101	4,870	4,657	4,460	4,279	4,110	3,954	3,808	3,673	3,546	3,427	3,316
	6,097	5,766	5,467	5,195	4,948	4,721	4,514	4,323	4,147	3,985	3,834	3,694	3,564	3,442	3,329
	6,177	5,829	5,517	5,235	4,979	4,746	4,534	4,339	4,160	3,995	3,842	3,701	3,569	3,447	3,332