A Understanding main points. Mark these statements Т (true) or F (false) according to the information in the text on the opposite page

Mark these statements Т (true) or F (false) according to the information in the text on the opposite page. Find the part of the text that gives the correct information.

The One account...

1. Combines savings and debts in the same account
2. Cuts the cost of borrowing.
3. Pays higher interest than other accounts.
4. Provides you with a chequebook and bank cards.
5. Limits the number of withdrawals you can make.
6. Offers you an agreed overdraft facility of thousands of pounds.
7. Requires you to pay your salary into it.
8. Requires that you pay off your mortgage in fixed regular instalments.
9. Sets a fixed term for your mortgage repayment.
10. Allows you to pay off your mortgage whenever you want. и is only offered to married couples. 12 calculates interest on a daily basis.

ВUnderstanding details

A potential customer asks questions about the One account. Find the answers.

1. My house is valued at £50,000. Can I borrow £60,000? No

2. My house is valued at £50,000.1 need an 80% mortgage. Can I borrow an extra £10,000?

3. I plan to retire in 20 years. Can I have 25 years to pay off my mortgage?

4. I want to pay off some of the capital on my mortgage early. Do you make a charge for this?

5. I want to pay off some of the capital on my mortgage early. Will you credit the repayments immediately?

6. If interest rates go up, does that mean I'll have to pay more?

Vocabulary tasks

A Complete the sentence

Use an appropriate form of each word in the box to complete the text below.

loan

owe

debt

borrow

repay

lend

Joe look out а .................................................... ^l so that he could buy a car. The car cost £10,000 and the bank agreed to............................................................................... …………………² him £8,000. About a year later, Joe lost his job and started to worry about his…………………..³. How could he………………⁴ it with no salary coming in? Out of the £8,000 thathe had originally…………………..⁵, he still……………………⁶ more than £5,000.

В Word search

Find a word or phrase in the text that has a similar meaning.

1. ongoing opportunity to get extra credit without asking the lender (para 4)

f…………….

2. period of time in which a loan must be repaid (para 5)
t ...................

3. rate of interest which is set at the present time (para 6)
с ................... r ...................

4. action of taking money from your bank account (para 6)
w ...................

5. money which you deposit with a bank, which earns interest for you (para 7)
s ...................

6. if you can do this, you are able to pay for something because you have enough money (para 9)
a ...................

С Understanding expressions

Choose the best explanation for each of these words and phrases from the text

1. consolidating

a) putting everything together

b) making everything more secure

2. call on

a) to be available

b) to be agreed by telephone

3. dip into it

a) take all of it at once

b) take part of it at any time

4. main proviso

a) the main point

b) an important restriction

5. on the face of it

a) it seems obvious

b) at the present time

6. prescribed

a) fixed

b) suggested

7. eating into

a) rapidly reducing

b) gradually reducing

D Collocations

Match these verbs and nouns as they occur in the text.

1 pay off a) interest

2 earn b) your finances

3 set up c) a mortgage

4 run d) a loan facility

E Complete the sentence

Use an appropriate phrase from Exercise D to complete each of the sentences.

1. He.......................................... of 8% on his account.
2. She wanted to start her own business, so she asked the bank to…
3. She lost her job and with no regular income it was difficult to…
4. He was an accountant, so it was not surprising that he was good at…

F Word search

Find a word in the text that has a similar meaning.

1. salary (para 1)
2. total (para 4)
3. extra (para 4)
4. pay into (an account) (para 8)
5. pay off (a debt) (para 8)

Задание №3: Выполните следующие грамматические задания.

1. Определить какая из форм английского языка соответству­ет русскому варианту (гр. Indefinite):

a) обожаю adores, will adore, adore;

b) буду am, were, is will be;

c) читал read, reads, will read;

d) нарисую paint, paints, will paint;

e) пишет wrote, writes, write;

f) знаем knew, know, will know;

g) слушал listens to, listened to, listen to;

h) стоит stands, stand, will stand;

i) гуляю go for a walk, went for a walk, will go for

a walk;

j) 10) убегу run away, will run away, runs away.

2. Заполнить пропуски глаголами в нужной форме:

a) It...... place for you. Sit down, please (to be).

b) He...... only sausages every day last year (to eat).

c) If his mother left him, he...................... little dog at home (to take).

d) I...... you the truth next month (to tell).

e) If I said that we............. together, my mother wouldn't be angry with me (to be).

3. Задать четыре типа вопросов:

a) There were two hundred customers in the supermarket.

b) I don't like any sweets.

c) Snt. Petersburg is the most beautiful town in Russia.

d) My mother won't go to the shop tomorrow.

e) I was invited to the party yesterday.

4. Поставьте прилагательное в нужной степени сравнения:

a) I'd like to have a (reliable) car, the one I've got keeps breaking down.

b) (Warm) the weather, (good) I feel.

c) Of the two skirts that one is the (smart).

d) China has got (large) population in the world.

e) Do you know that the Dead Sea is (salty) sea

5. Выберите правильную форму прилагательного:

a) 1) That painting is............. that the one in your living room.

b) impressive; less impressive; the least impressive.

c) 2). The younger you are the................... it is to learn.

d) easy; easier; the easiest.

e) 3). He spoke English............ than expected.

f) bad; worse; the worst.

g) 4). My case isn't very................. Yours is.................

h) heavy; heavier; the most heavy.

i) 5). Which instrument makes.................. music in the world?

j) A beautiful; more beautiful; the most beautiful.

Положительная степень	Сравнительная степень	Превосходная степень

6. Заполните таблицу данными ниже прилагательными и образуй­те от них недостающие степени сравнения:

More important; many; the least; far; good; cheaper; the most difficult; cold; happy; bigger; wonderful; elder; large; stronger; clever.

КОНТРОЛЬНАЯ РАБОТА №3

ВАРИАНТ 1

Задание №1: Прочитайте, переведите и перескажите текст.